first direct

Life Insurance

  • Quote
  • Your details
  • Medical details
  • Payment details
  • Complete

Your cover requirements

It is important that you answer all the questions honestly and take reasonable care that your answers are accurate and complete.

For more detail on how we will use your personal data including sensitive information, please see our Privacy Notice Overview. If you are giving us information about another person in connection with this application, please make sure they are aware their information will be used in line with our Privacy Notice Overview. You must also tell them how they can see what information we have about them and how to correct any mistakes.

About you

* indicates required field

About your cover

* indicates required field
Minimum term for life cover is 5 years, and your policy must end before your 80th birthday. See our ‘A guide to first direct Life Insurance' on the right hand side of the page to learn more about what to consider when choosing the term of your policy.
We don’t offer joint policies, however if you submit two applications at the same time you will receive a dual policy discount.

Before you apply

There are some important things you should know about the policy before you apply:
  • We won’t pay a claim if you die as a result of intentionally taking your own life within the first 12 months of your policy.
  • The policy has no cash-in value and you don’t get anything back when it ends.
  • If you stop paying your premiums, your cover will end.
  • After your policy has been issued, you can decrease the amount of cover but you can’t
    increase it.
To take out first direct Life Insurance you must have either a first direct 1st Account OR have a first direct Mortgage and also be a permanent resident of the UK and eligible to pay tax in the UK. If you are in the process of applying for a 1st Account, or are about to apply, you can continue, however your application can’t be completed until your 1st Account is opened.